We’re Raising Investment
ISAs were created to help us save.
But most traditional ISAs don’t give you the flexibility to invest where you want to. MultiIsa is offering a unique service that consolidates and simplifies the complex options for investments within the Innovative Finance ISA marketplace
Providing an ISA Wrapper for consumers to choose their own qualifying investments on a ‘Self-Invested’ basis
Current ISA rules stipulate that people can divide their tax-year ISA allowance of £20,000 between different ISAs, but they may only subscribe current tax-year subscriptions to a single Innovative Finance ISA (IFISA), Cash ISA and Stocks & Shares ISA each year.
This means it is very difficult to not only build a diversified Peer to Peer (P2P) portfolio within an IFISA, but also to build a diversified portfolio across all 3 ISA types, which is wrapped in a single ISA.
Experienced investors who want more control over their investment choices often go down the Self-Invested ISA route. They offer much more control, as you’re the one making the investment decisions.
Think of it as an ‘empty’ ISA wrapper which you can then ‘fill up’ with whatever qualifying holdings you like, up to the value of your annual allowance.
Consumers’ attitudes to managing their finances are changing. Whilst online banking and product sourcing are now common place, few tools exist to help their clients look holistically across their investments.
Our easy to use interface permits you to have one place to go where you can login and see everything, giving you a 360-degree view of all your Alternative Finance investment assets, no matter where you hold them or who manages them.